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2024
AC Credit Repair
Program

In Partnership with Atlantic County

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We encourage everyone who is interested in learning the fundamentals of improving their credit score to apply.

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On the Phone

AC CREDIT SERVICES

We help consumers reach their credit and financial goals and specialize in credit education, credit report analysis, strategies to increase credit scores, business funding and insurance planning. Our goal is to help consumers get approved for the things that they want and to build wealth. 

 

Objective

Good credit and healthy money habits create opportunities and build generational wealth so, our objective is to provide the hardworking residents of Atlantic County with the knowledge to achieve the good credit they deserve. We will achieve this by focusing on the accuracy of their consumer credit reports, providing the tools to help them build and maintain a positive credit file and educating them on how to properly use their credit to build wealth.

 

The students who complete the course will have the knowledge needed to build a strong credit file, allowing them to manage debt better, build wealth faster and contribute more to Atlantic County. 

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Benefits

After completing the 8 week course, our students will
have the knowledge to complete the following:

 

· Analyze their credit report

· Correct inaccurate and/or unverifiable information

  on the credit report

· Effectively communicate with debt collectors

· Increase their credit scores

· Budget their finances

· Position themselves to become homeowners

· Achieve tier 1 credit

· Access high limit credit cards

· Qualify for business funding

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Course Description

Class will be held once per week and will last 1 hour 30 minutes which allows time for the presentation and Q&A. 
 
The AC Credit Series sessions will be held every Wednesday starting March 13th at 5:30pm-7:00pm at Carnegie Center:

 

AC Credit Series as follows:

Week 1  March 13th                Understanding your Credit Reports
Week 2  March 20th                Building a Positive Credit File
Week 3  March 27th                Defeating Debt Collectors
Week 4  April 3rd                   Handling Charge Offs
Week 5  April 10th                  Disputing Public Records
Week 6  April 17th                  Creating a Budget
Week 7  April 24th                  The Guide to Homeownership
Week 8  May 1st                      How to Access Business Funding

 

Location: 35. S. Dr. Martin Luther King Jr. Blvd. Atlantic City, NJ 08401

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Vi Bailey, Instructor
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O.C.E.A.N. Inc. changes people’s lives, embodies the spirit of hope, improves communities and makes America a better place to live. We care about the entire community, and we are dedicated to helping people help themselves and each other.

Email: info@oceaninc.org

Phone: (732) 244-9041

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