See attached flyers in both English and Spanish for loan specials at 1st Bergen Federal Credit Union at OCEAN, Inc.
Enjoy competitive rates as low as 4.5% for loans up to $65K for new, used, or refinanced vehicles that are more e_cient or jump into the electric vehicle bandwagon. Low-interest green loans as low as 5% for energy-e_cient upgrades of your home appliances for up to $2,500. Let’s grow greener and stronger together. (Offer valid from: February 1, 2025, to March 30, 2025)
A credit union is a not-for-profit financial institution, whose focus is serving the financial needs of its members rather than making a profit. A credit union typically offers higher rates on savings, fewer fees, and lower rates on loans.
Unlike a bank, there are no outside stockholders. Credit unions exist exclusively to promote the financial well-being of their members, including those of modest means, through a system that is:
• Cooperative
• Member-owned (members have votes)
• Volunteer directed
• Not-for-profit (This helps credit unions offer competitive interest rates on deposits and loans)
At 1st Bergen Federal Credit Union at OCEAN, Inc., you're a member, not a number.
Nancy Costello, the OCEAN, Inc. Member Services Representative can be reached via phone at (201) 968-0202 Ext. 7087 or via email at ncostello@oceaninc.org.
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